The demand for doctors and medical professionals in general is on the rise and a lot of healthcare organizations are finding themselves short-staffed. If you are running an organization like that, you will undeniably want to find a way to fill those gaps when necessary. That is why you’ll need to rely on hiring locum tenens physicians. Click this to get a better understanding of what that means.
Now, while most healthcare organizations are definitely well aware of the necessity of partnering up with staffing agencies in order to get those physicians when they need them, there is one thing that they are not quite acquainted with and that is certainly confusing them at least a little bit. In case you couldn’t have guessed it, I am talking about the concept of locum tenens insurance coverage. If you are among those people who don’t know why this coverage might be necessary and how to get it, here’s what we’re going to do.
In the simplest words possible, I am now going to provide you with a short guide to locum tenens coverage and thus help you get a better understanding of it all. The guide will cover basically everything you need to know about this type of insurance, from the very basics, to the specific process of getting the best solution for you. That way, you will get a perfectly clear picture on everything and you’ll know precisely how things work. So, let’s get started.
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The Basics
As mentioned, I will start with the very basics here, because you first need to understand the very concept of locum tenens coverage. There would be no point in getting into the specifics if you are not even familiar with the fundamentals. So, let us now check out precisely what this type of coverage entails in the first place.
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Basically, a locum tenens malpractice policy will actually cover those damages that the patient has suffered as a result of professional healthcare services provided by these experts. If you don’t inform your malpractice insurance carrier that you have hired these temporary experts to work in your organization and if the existing policy doesn’t cover them, then your entire organization will become quite vulnerable in terms of lawsuits and similar things. This is certainly something you don’t want to happen, which is why considering this coverage is a must.
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Why You Need It
Now that you have understood the basics of it all, you are most likely wondering why it is that you actually need this type of coverage. Well, if you’ve been reading carefully, then you must have gotten at least an idea as to why this insurance is necessary for your organization. In any case, though, let me make things perfectly clear once again, because there’s no point in arguing whether you’re a careful reader or not.
To put things simply, your locum tenens physicians need to have malpractice coverage in order not to expose your entire organization to certain legal repercussions that you might not have been exposed to before hiring them. I suppose that you understand just how important it is for you to get your organization protected, even if you are employing the most qualified professionals. Mistakes tend to happen and you need to be adequately covered.
By making sure that locum tenens coverages are in place, you will not only protect your entire organization, but you will also protect your physicians, as well as the patients. On top of it all, the patients will feel much safer this way, which goes in favor of your entire reputation. So, since you absolutely want to have great reputation, I’d advise you to think more closely about the importance of this type of insurance coverage. The bottom line is, though, that you won’t be protected unless it is in place, and that should be reason enough for you to get it.
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How To Get It
Speaking of getting it, do you even know how to do this? Well, when locum tenens are in question, there are a few different methods to consider. For starters, you can decide to work with a staffing agency which will be required to verify that the locum tenens physicians they are sending your way are properly covered. This is undeniably the easiest way to do things.
If, however, you are working with the provider directly, then you should check their specific malpractice insurance coverage. Apart from that, the physicians can negotiate their own insurance, in which case you need to be sure that it follows all the state guidelines, laws and regulations. Whatever the case may be, the main point is that you should always check for this insurance policy.
